Getting paid

Net-30 for growers: invoices and statements that get paid

Wholesale runs on terms. A landscaper orders in April and pays in May, and a grower who does not track that cleanly ends the season unsure who owes what. Net-30 is normal; losing the paper trail is not.

Here is how small nurseries invoice and statement on terms, and get paid, without touching a card processor.

The invoice is the anchor

Each fulfilled order becomes one invoice, with a real number, the lines that shipped, the terms (net-30 is the default in this trade), and an issue and due date. Once an invoice is sent it should not be quietly edited — a correction is a void and a new number, the way accounting expects. That discipline is what makes a statement trustworthy.

Payment happens on your own rails: a check, an ACH, your own payment link. A good invoice records the payment against the balance; it never processes it. There is no reason for a plant invoice to hold a card field.

The monthly statement is how you get paid

At month end, a per-buyer statement — opening balance, the month’s invoices, the payments received, closing balance — reads like a bank statement and does the polite chasing for you. Buyers pay statements they can reconcile at a glance far faster than a pile of loose invoices.

Statements chain: this month’s closing is next month’s opening. That continuity is the record you want when a buyer disputes a balance in September.

Watch the aging, not your memory

What is actually outstanding, and how old is it? A simple aging view — current, 30, 60, 90 — tells you which buyers to nudge before a balance goes cold. Use the free net-30 aging calculator below to see what your open invoices are really worth today.

See what your open invoices are worth with the net-30 aging calculator.

Open the calculator

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